29 Keys To Financial Happiness

1. Having enough money makes people happier than not having enough; having more money doesn’t make people even happier.

2. The key to financial happiness may be wanting less rather than having more.

3. Don’t spend more than you earn.

4. Don’t be not scared of hard work.

5. A college education is imperative in today’s “knowledge” economy.

6. Think about saving for the future; it will be there soon enough.

7. Teach your children the value of money; let them want something badly enough to purchase it themselves.

8. Purchase a house you can afford and that you’ll want to live in for a long time.

9. Don’t let what other people think of your car dictate what you drive; you really don’t care what someone thinks who would judge your worth by the price of your car.

10. Take good care of your stuff.

11. Don’t be scared of public transportation.

12. People who understand interest collect more than they pay.

13. Paying off your mortgage really is a matter of celebration.

14. Credit cards are a convenient way to be paid for things you want, but only if you actually have the money to pay the credit card bill.

15. Saving 20% on something you don’t need is an 80% waste of money.

16. Don’t torture yourself; shopping is torture when you don’t have the money to purchase what you want.

17. Work is supposed to be working; that’s why they pay you to do it.

18. If it’s not raining, you better be saving, because the rain will come.

19. You've been working for money until you can get money to push for you; keep saving and investing.

20. Make coming out of debt something you do and not just something you do not think that.

21. Stop borrowing and start saving; you’ll thank yourself someday.

22. Family finances are a family affair; let everyone help to conserve and save.

23. You can be eco-wise by being environmentally friendly and economically minded.

24. You really will die without food and shelter; you really won’t perish without Prada.

25. A new $300 driver may not do nearly as much for your drive as a $5 bucket of balls at the driving range.

26. Quality family time can happen just as easily camping in a National Park as at Disney World; choose the vacation that meets your budget best.

27. Did you babysit, deliver papers or mow lawns as a teenager? Do your kids?

28. Don’t compare your former home to the home your parents own now; compare your former home to their former home.

29. Money’s only valid value is the good you can be made.